Exvis

Every business van user is different, whether you use pickups, small vans like Fiesta’s and Renaults to Transit vans and larger models.You need to have your vehicle insured to be legal on the road and to cover day-to-day risks that wouldnt face “ordinary” drivers. Choose a policy that entitles you to a replacement van if yours gets panged or if it’s in for a service and if keeping mobile is essential to your work, then breakdown cover and legal expenses should be included in your policy.For insurance purposes, a van is defined as any vehicle designed to carry goods and less than four passengers – although Crewcab and Doublecab models may also be covered and the vehicle must weigh less than 3.5 tonnes.

In many ways, commercial van insurance is just a more elaborate version of business car insurance, covering your employees and your company’s vehicles when they are being used by your workforce.The difference with commercial vans is that they often transport a large and expensive payload.It’s important to protect your company against the threats to that payload of theft, vandalism or fire but thats only one reason to take out commercial van insurance. Continue Reading